Whether it’s at the mall or while shopping online, spending money comes with added risks.
Unfortunately, scammers have found new ways to nab your money. But be assured, a few wise moves are all it takes to stay safe!
Your favorite Netflix box, gas station or local ATM machine could be an easy target for thieves by using skimmers. A device that attaches to the card reader on the machine and stores your account numbers. With one swipe, an illegal bank card skimmer records data off a debit or credit card and get the PIN code as well.
So before you swipe your card, take a careful look and even give the card reader a tug. A fake skimmer reader will pull right off.
It’s likely happened to you. You’re just about to buy something online when a screen pops up offering additional savings. Think twice before clicking! It’s often a clever way to conceal a membership club and you’re actually signing up for a subscription service! Stay safe by reading all the fine print before clicking too far.
If you do opt for a free trial period, note when it ends so you can cancel before your credit card is being charged.
Freebies aren’t always free!
Always approach free offers with a healthy dose of skepticism. The bigger the prize, the greater the chance it’s not a good deal. It’s rarely actually free, and just starting the process signs you up for a wave of spam. To avoid the spam generated by smaller freebies — like online coupons — set up a secondary email address that you use only when signing up for such offers.